The Goat Business Media

Episode 12: Should You Start a Family Before You’re Financially Stable? | The 7th Cents

Coach R.L. Simmons, Kalecia Simmons, Donnell Johns Sr., Michael Macklin Season 1 Episode 12

In this powerful Father's Day edition of the 7th Cents Podcast, hosts Coach R.L. Simmons and Money Mike aka The Green Order explore a controversial but necessary question:

👉🏽 Should a man start a family before becoming financially stable?

This episode is for the real ones—fathers, aspiring fathers, and any man navigating the balance between money, manhood, and responsibility. Coach RL opens up about fatherhood, regret, and the emotional and financial toll of being unprepared. Money Mike lays down unapologetic truth about emotional maturity, debt, and self-leadership.

🔥 Key topics:

Why financial stability is more than just income
Debt, goals, and the responsibility of leadership
The emotional toll of fatherhood without preparation
How relationships can elevate or derail your financial future
Choosing the right partner as a financial decision
How to communicate money goals with your spouse
The difference between being rich and being ready

💡 Whether you’re single, married, divorced, or a dad of 8 like Coach RL, this episode gives real-world financial wisdom to help you build the foundation before you build the family.

🛠️ Tools Mentioned:

The GOAT Business Financial Audit & Coaching
60-Day Financial Reset Starter Kit
🎧 Subscribe, Comment, and Share this with a brother who needs a mindset shift.

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Follow Coach R.L. on all Social Platforms @coachrlsimmons and don't forget, Change Your Mind, Change Your Money, Change Your Life.

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